Do I Really Need To Buy It?

This is from an old article on the BBC news website, but I still think this rings true today.

When Mr Mint and I were learning to budget in YNAB and follow Dave Ramsey baby steps, I stuck on our fridge.  I still think

The one part I really don’t agree with is “I can pay it off in three months”, because it encourages borrowing money instead of saving (I crossed it of the copy on our fridge).

DoINeedToBuyIt.png

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